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Mingyuetai July Project Broadcast | Ingenuity creates quality, and lives up to the good times of "Summer"

Mingyuetai July Project Broadcast | Ingenuity creates quality, and lives up to the good times of "Summer"

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  • Time of issue:2021-10-28
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(Summary description)Towards the end of July, a new round of residents' income increase measures has been intensively implemented. Recently, from the intensive adjustment of the provident fund payment base, to the basic pension for retirees and the basic pension for urban and rural residents, the increase plan has been gradually implemented, from the adjustment of the medical insurance payment base to the improvement of the critical illness insurance protection level, many local provident funds and social security benefits, etc. The accelerated implementation of the centralized adjustment plan has become an important source of residents' income this year.

Mingyuetai July Project Broadcast | Ingenuity creates quality, and lives up to the good times of "Summer"

(Summary description)Towards the end of July, a new round of residents' income increase measures has been intensively implemented. Recently, from the intensive adjustment of the provident fund payment base, to the basic pension for retirees and the basic pension for urban and rural residents, the increase plan has been gradually implemented, from the adjustment of the medical insurance payment base to the improvement of the critical illness insurance protection level, many local provident funds and social security benefits, etc. The accelerated implementation of the centralized adjustment plan has become an important source of residents' income this year.

  • Categories:News
  • Author:
  • Origin:
  • Time of issue:2021-10-28
  • Views:0
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Towards the end of July, a new round of residents' income increase measures has been intensively implemented. Recently, from the intensive adjustment of the provident fund payment base, to the basic pension for retirees and the basic pension for urban and rural residents, the increase plan has been gradually implemented, from the adjustment of the medical insurance payment base to the improvement of the critical illness insurance protection level, many local provident funds and social security benefits, etc. The accelerated implementation of the centralized adjustment plan has become an important source of residents' income this year.

"Economic Information Daily" reporter learned that since the beginning of this year, people's livelihood security expenditures in various regions have only increased, and residents' income levels have steadily increased. In the next step, in addition to stabilizing employment and stabilizing the economy, ensuring the continuous recovery of wage income and operating net income, transfer of net income is still Will maintain strength. Relevant departments are speeding up the reform of the social security system and expanding the coverage of unemployment insurance. More breakthroughs are also expected in the national pension plan and fund investment operations.

Since July, many places have intensively adjusted the provident fund payment base and payment amount. Incomplete statistics. At present, more than 60 cities have issued adjustment plans for housing provident fund payment and deposits, and many places have chosen to raise the upper limit of the provident fund payment base in 2020. For example, the upper limit of the deposit base of the Shanghai housing provident fund and supplementary housing provident fund is 28,017 yuan, an increase of 4521 yuan from the previous year. The highest payment base in Changsha is 24614 yuan, an increase of 1291 yuan, the maximum monthly payment is 5908 yuan, an increase of 310 yuan over the previous year; the minimum monthly payment is 170 yuan, an increase of 12 yuan over the previous year.

Other social security benefits will also be intensively "pocketed." Yunnan Province recently issued the "Notice on Adjusting Basic Pensions for Retired Persons". After adjustment, the overall level of basic pensions for retirees in Yunnan Province in 2020 will increase by 167.70 yuan per person per month, an increase of 5%, benefiting 1.8884 million retirees across the province. According to the reporter's preliminary statistics, most provinces have basically completed their pension increase plans, and nearly 20 provinces have made it clear that they will reissue the basic pension increased by this adjustment to retirees by the end of July. At present, the social security departments in various places are speeding up the organization and implementation.

The Beijing Municipal Bureau of Human Resources and Social Security recently released a package of social security benefits for 2020, including raising pensions for retirees from enterprises, government agencies and institutions, basic pensions and welfare pensions for urban and rural residents, regular work-related injury insurance benefits, and unemployment insurance. It is expected to benefit nearly 3.97 million people.

Many places will also steadily improve the level of medical insurance. Starting from July 1, the monthly payment base of employee medical insurance in Fujian Province in 2020 has been adjusted to an upper limit of 17,442 yuan and a lower limit of 3488.4 yuan. In addition, many places have clearly increased the level of critical illness insurance protection. Among them, the deductible for critical illness insurance in Guangxi has been lowered and unified to 50% of the per capita disposable income of Guangxi residents, and the reimbursement ratio within the policy scope has increased from 50% to 60%. From August 1st, the village clinic's general outpatient payment threshold will be completely cancelled, so that more insured patients can enjoy the general outpatient coordination and the "two diseases" outpatient medication and medical insurance reimbursement policies in a timely manner.

“Since this year, my country’s corporate social security has been reduced on an unprecedented scale, but expenditures on people’s livelihood protection have only increased. Many places have integrated the average monthly wages of employees in the previous year, raised the upper limit of the provident fund contribution base, pensions for retirees and pensions for urban and rural residents. Steady upward adjustment." Fang Lianquan, secretary general of the World Social Security Research Center of the Chinese Academy of Social Sciences, told a reporter from the Economic Information Daily that the increase in residents’ social security benefits has not been reduced due to the impact of the epidemic, which to a large extent also helps to ensure the stability of residents. Increase income.

Zhang Yinghua, an executive researcher at the World Social Security Research Center of the Chinese Academy of Social Sciences, told a reporter from the Economic Information Daily that this year’s pensions for retirees from enterprises and institutions are generally higher than the price index, and the normal adjustment mechanism for basic pensions for urban and rural residents also guarantees the foundation. The actual purchasing power of pensions is stable. In response to the impact of the epidemic on employment, various localities have targeted relaxation of eligibility for unemployment insurance benefits, increased unemployment insurance benefits, and increased unemployment subsidies. "In increasing social security expenditures, we will also focus on improving the accuracy of transfer payments, further weaving the social security network and keeping the bottom line of people's livelihood." Zhang Yinghua said.

According to data recently released by the National Bureau of Statistics, in the first half of the year, the national per capita disposable income of residents was 15,666 yuan, a nominal increase of 2.4% over the same period last year; the national per capita wage income was 9,010 yuan, an increase of 2.5%; the national per capita net income from transfers was 2,938 yuan , An increase of 8.2%. Among the transferred net income, per capita pensions and retirement pensions increased by 9.3%, per capita social relief and subsidies increased by 13.2%, and per capita policy living allowances increased by 13.1%.

Relevant experts are generally optimistic about the prospects for the continuous increase in the income of Chinese residents. “Given that the macroeconomic situation is expected to continue to pick up in the second half of the year and the employment situation is generally stable, this will drive the growth of residents’ wage income to maintain a rebound trend. In addition, with the release of policy dividends such as tax cuts and fee reductions, inclusive finance, self-employed The operating income of small and micro enterprises is expected to improve further. In the future, the improvement of fund operations and profitability will also help improve the social security benefits of residents while alleviating the pressure on fund expenditures." Fang Lianquan said.

"Steady improvement of social security benefits must ensure sufficient fund balances." In Zhang Yinghua's view, in the future, on the one hand, we will increase the degree of benefit protection through "active participation in insurance and pay more"; "Accurate" to improve the efficiency of fund use, such as accelerating the national pooling of basic pension insurance, supporting and encouraging urban and rural residents to increase the payment level, in addition, institutionalizing unemployment subsidies and increasing unemployment insurance benefits above the minimum wage level in accordance with international practices.

Judging from the recent deployment of relevant departments such as the Ministry of Human Resources and Social Security, the establishment of a multi-level sustainable social security system is still an important force for steadily improving the level of social security benefits. All provinces will achieve unified income and expenditure of pension insurance funds at the provincial level before the end of this year. On this basis, actively promote the national co-ordination of endowment insurance, fully promote the transfer of some state-owned capital by the central and local governments to enrich social security funds, and vigorously develop enterprise annuities, occupational annuities, personal savings pension insurance and commercial pension insurance will continue to accelerate and expand .

In fact, taking pension insurance as an example, both pension insurance co-ordination and fund investment operations are accelerating. According to data from the Ministry of Human Resources and Social Security, as of the end of June, 26 provinces had achieved unified income and expenditure of pension insurance funds at the provincial level, and 22 provinces had signed entrusted investment contracts for basic pension insurance funds, with a total of 948.2 billion yuan in funds. This year, the proportion of the central government adjustment of the fund has increased to 4%, the scale of adjustments has reached 740 billion yuan, and more than 170 billion yuan has been adjusted across provinces.

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